Insurance Denial Nightmare: An Inside Look at the Battle for Coverage After Sinus Surgery
Bloomington, Minnesota – After undergoing recommended sinus surgery without prior authorization needed, Christine Knirk experienced a frustrating battle with her health insurance provider. Despite her doctor’s approval and successful operation, Horizon Blue Cross Blue Shield of New Jersey initially refused to cover most of the surgery costs, deeming the procedure medically unnecessary. Knirk, a 65-year-old Burnsville resident, embarked on an appeals process that lasted several months, culminating in a demand for over $30,000 in late …