Don’t Let Bad Timing and Inflation Derail Your Retirement

Have you heard about the sequence of returns risk? A sequence of returns risk shows how your retirement can be better or worse, depending on how the market is performing when you retire. Some people are fortunate enough to retire when the markets are good, and their investments enjoy substantial growth in those early years, which helps them better withstand losses later in their retirement. Other people have the terrible luck of retiring in a …

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Buckets of Money, Buckets of Dreams: Sleep Easy with a Solid Retirement Plan

Do you recall the time when preparing for retirement seemed effortless, as you watched your money grow in your 401(k), Roth IRA, or brokerage accounts? It wasn’t long ago that the remarkable bull market from 2009 to 2020 made everyone feel like investing geniuses. However, the events of early 2020 served as a reminder that retirement planning isn’t as simple as it appears. The market’s unpredictable cycles became evident. While the market swiftly recovered after …

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