Retiring Early with $90,000 Cash Flow and Helping a Daughter Buy a Home is Doable, Financial Planner Says

TORONTO, Ontario – A couple in small-town Ontario, Canada, retired at relatively young ages – 57 for him and 54 for her – and they are now questioning whether their decision was the right one. Malcolm, now 60, has just started to take early Canada Pension Plan benefits, while Laura is 57. They have a mortgage-free house and are looking to help their 25-year-old daughter with a down payment on her first home. With substantial …

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401(k) Savings at Risk: How Recent Legislation and New Partnerships Are Helping to Preserve Retirement Savings

Chicago, IL – Recent research shows that nearly 40% of workers who leave a job cash out their 401(k) plans each year, resulting in significant financial losses. This trend especially affects job switchers with small accounts, who often choose to cash out their accounts rather than rolling them over. As a result, they forfeit their savings and potential future earnings on that money. According to the Employee Benefit Research Institute, such “leakages” amounted to $92.4 …

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Assistance for Social Security and More: Helping Your Loved Ones Apply

In Inverness, Florida, many individuals struggle to navigate the process of applying for Social Security and other benefits. The complexities of the application process can leave people feeling overwhelmed and unsure of where to turn for assistance. Social Security benefits can provide important financial support for those who are unable to work due to disability, illness, or old age. However, the application process can be daunting, and many people are unsure of how to get …

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Loud Budgeting: The Viral TikTok Trend Helping People Save Money Everyday

Atlanta, Georgia – TikTok users in the United States are discovering a new approach to achieving their financial goals – through “loud budgeting.” This viral trend, which has gained almost 10 million views, encourages users to openly share their savings goals and make more informed financial decisions. Loud budgeting advocates like Lukas Battle believe that being vocal about financial goals helps them resist the temptation of impulse purchases. In a TikTok video, Battle emphasized the …

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