How Roth IRA Conversion Ladders Can Boost Your Retirement Savings
A Roth IRA is a special tool for retirement savings that offers enticing tax benefits. When you contribute to a Roth IRA, you’re using post-tax dollars, meaning you’ve already paid taxes on the money. The beauty of this is that as your investments grow, you can withdraw them tax-free during retirement. This appeals to those who believe they’ll be in a higher tax bracket upon retirement. Additionally, Roth IRAs don’t force you to take minimum …