Does your Retirement Portfolio have T-Bills?

If your portfolio contains T-Bills, some good news, it is the first time in 15 years that investors can earn nearly 4% on U.S. Treasury notes, while returns on some money-market funds have reached 2% and are set to rise further. At the beginning of 2022, these yields were almost nonexistent.

Want a Happier Retirement?

A happy retirement requires more than money. Here are seven things happy retirees do besides save for retirement.
 Here are seven habits that can boost retirement happiness.

A 2-year installment Sale Can Help You Reduce Capital Gains Taxes

You can save money with a two-year installment sale if you want to sell an asset, property, or business which significantly increased in value. Essentially, it is a double-sale method designed to generate a tax timing gap between when the asset sale funds are received and when they are taxed.

Are you Saving Too Much for Retirement?

Saving for a post-work world has become a near-universal ideal: the 50-something workers who worry about their nest eggs have been joined by younger workers who experienced new working arrangements and the promise of life outside the office during the pandemic. Could you be saving to much?

Want to Move to Canada in Your Golden Years?

Is Canada on your list as one of the places you are considering moving to in retirement? It is essential to think about the various outcomes that can result from this choice if you spend your retirement up north.

How You Can Protect Your Retirement Against Cognitive Decline

If your memory fades, you’ll need someone to help you, so choose wisely.

Many seniors ensure that they have a durable medical power of attorney to carry out their wishes if they cannot direct health care providers. However, only 39% have given any kind of power of attorney to protect their money. While we’ve all heard horror stories about people committing fraud or making substantial financial mistakes due to cognitive decline, many of us believe it will not happen to us. But you never know, so it’s always a good idea to be prepared.

Should You Collect Social Security at 62?

We can claim Social Security retirement benefits as early as age 62. When to start collecting is a tricky decision.
Check to see if any of the below situations apply to you.

Should Your Add Crypto to Your Retirement Portfolio?

Cryptocurrencies based on blockchain are sure to play a significant role in the future of investing, the economy, and digital life in general. According to several experts, millennials are putting too much trust in trendy but risky computer-generated tokens as retirement investments.